SmartJudge
Take a look at how a judge may approach your finances
A free first look at how a judge may approach your finances
Our fixed-fee model was built to put clients in control from the outset. SmartJudge takes that one step further. It is a free online tool for separating couples in England and Wales, and it works best for straightforward cases.
Please read the short guide below before you start.
SmartJudge is designed for you if
- You and your spouse or civil partner both live in England or Wales
- Your finances are mainly a home, savings, pensions and salaries
- You want to understand where you stand before speaking to anyone
- You would like help organising your disclosure or completing your Form E
Speak to our team instead if
- Either of you lives abroad, or you hold property, accounts or pensions outside England and Wales
- There is significant wealth, a family business, trusts or inherited assets
- You have a prenuptial or postnuptial agreement
- You suspect assets are being hidden or moved, or court proceedings are already under way
- You have any concern about your safety or your children’s safety
How it works
Clarity at the start, not the end
- Answer straightforward questions about your home, savings, pensions and income, with help as you go. 2
- Receive a free report showing how a judge is likely to approach your case under section 25 of the Matrimonial Causes Act 1973.
- Reuse what you have entered to organise your disclosure and complete your Form E if you need one.
No appointment. No hourly rate. No card details.
How your assets could be divided
investments
Every figure explained in plain English. Every case is different.
Built with clear boundaries
Not ChatGPT with a divorce prompt
AI can be brilliant. It can also be confidently wrong. Every SmartJudge assessment is anchored to section 25 of the Matrimonial Causes Act 1973, the law a judge actually applies, and to a vetted summary of leading England and Wales authorities.
A citation guardrail checks every case against that trusted list before it can appear in a report.
Where AI stops and we start
Technology first. Lawyers when you need lawyers.
A report is a starting point, not the whole story. The information you enter may be incomplete, and some questions need human judgement.
If you want to go further, Paradigm can take your SmartJudge report as the basis for a fixed-fee solicitor review. We can answer key questions, test your negotiating position, and draft or review a consent order. Nobody is obliged to take the next step.
SmartJudge is provided by What Would A Judge Say Ltd, co-founded by Frank Arndt, founding partner of Paradigm Family Law. SmartJudge is not a law firm and does not give legal advice. It covers financial matters on divorce or dissolution only, not arrangements for children.
